love (Gr. energeo; compare its use in describing the supernatural power of God in Matt. 14:2), St. Paul acknowledges the ethical element in faith. Saving faith (Gr. pistis) is not a bare acknowledgement of the facts of the Gospel or a mere mental acceptance of God’s love. It is not simply a matter of saying yes to God and then getting on with life, trusting that now you are saved. “Faith” is also “faithfulness” (see 5:22, where the same word pistis is so used) and consists of a fervent determination
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